What is Modular-Finance...????

First, It's important to understand what it is NOT.

"There isn't a single story, The way we understand economics and economies is by learning from lots of different sources and thinking about them in lots of different ways." ~ John Kay, Economics in the Real World

Friday ~ May 22, 2020

Soulis something creative, something active. Soul is honesty. I sing to people about what matters. I sing to the realists, people who accept it like it is. I express problems; there are tears when it's sad and smiles when it's happy. it seems simple to me, but to some, feelings take courage.

(Aretha Franklin, 102 - 2018)

Wednesday ~ May 20, 2020

Joy and woe are woven fine, clothing for the soul divine;
under every grief and pine runs a joy with silken twine.
It is right it should be so: we were made for joy and woe;
and when this we rightly know, safely through the world we go.

(William Blake, 1757 - 1827)

What is Modular-Finance...

At two meetings at the White House sponsored by the Obama Administration's department of labor, seventy-five people from a variety of organizations and movements gathered to discuss whether or not there needed to be one brand that identifies the emerging new story of business.

While such a brand may someday surface, for our purposes we want to focus on the underlying ideas and principles that are inspiring all this activity.

  That is the purpose of Modular-Finance™

Whatever brand ultimately becomes the rallying cry of this conceptual revolution, it will have to be based on a sense of purpose and ethics that is central to the new narrative as profit is to the old one.

Modern vs Modular

It will have to address how companies can simultaneously create value for all of their key stakeholders. The brand will have to take sustainability and the physical limits of business very seriously. It will have to account for the fact that all businesses are embedded in societal institutions and processes. It will have to recognize that people are complex (vs Rational Expectations) and that they can and do collaborate with others to create value.(Vs Selfish). And it will have to integrate these ideas into a coherent framework.

Getting them to work together - The Balance or the Blend if you will - is what we call - Modular-Finance™

The Five Key Ideas can be found on the right:

Making The Right Moves and intelligent decisions on Both Sides of The Street Requires Domain Knowledge..

VS. Advice that is incidental to Their Business/ Product
A Sales Advisor is Trained with Product Knowledge Knowledge... Features / Benefits

OK if that's all you need ... Then you need 40 Advisors...One for each product...

We don't specialize in products... We provide a service...



Do I make a ROTH Conversion?

Do I do This

Monday ~ May 18,2020

No longer forward nor behind I look in hope or fear;
but, grateful, take the good I find, the best of now and here...
And so the shadows fall apart, and so the west winds play;
and all the windows of my heart I open to the day.

(John Greenleaf Whittier, 1807 - 1892)

Sunday ~ May 17, 2020

Let me tell you why I come to church. I come to church - and would whether I was a preacher or not - because I fall below my own standards and need to be constantly brought back to them. I am afraid of becoming selfish and indulgent, and my church - my church of the free spirit - brings me back to what I want to be. I could easily despair; doubt and dismay could overwhelm me. My church renews my courage and my hope. It is not enough that I should think about the world and its problems at the level of a newspaper report or magazine discussion. It could too soon become too low a level. I must have my conscience sharpened - sharpened until it goads me to the most thorough and responsible thinking of which I am capable. I must feel again the love I owe to others. I must not only hear about it but feel it. In church, I do. I am brought toward my best, in every way toward my best.

(A. Powell Davies, 1902 - 1957)